Tuesday, September 15, 2009

But illegals may be able to buy insurance!

The sound and fury regarding illegal aliens and the proposed healthcare reform has morphed from “you’re giving free healthcare to illegal aliens” to “illegal aliens might be able to purchase health insurance on the government sponsored exchange!”

At issue is the proposed Health Insurance Exchange (hereinafter the “Exchange”) in proposed HR 3200. It is found in Title 2 of the bill (page 72 on the link). The Exchange is a mechanism wherein the uninsured could buy plans from insurance companies that meet certain standards and benefits. Additionally, the uninsured could get a subsidy- called an “affordable credit” to help them offset the cost of insurance.

To qualify for the subsidy, you must be an “affordable credit eligible individual.” This is further defined in Section. 242(a)(1) as:

(1) IN GENERAL.—For purposes of this division, the term ‘‘affordable credit eligible individual’’ means, subject to subsection (b), an individual who is lawfully present in a State in the United States (other than as a nonimmigrant described in a subparagraph (excluding subparagraphs (K), (T), (U), and (V)) of section 101(a)(15) of the Immigration and Nationality Act)…

And as repeated many times, Section 246 states:


Nothing in this subtitle shall allow Federal payments for affordability credits on behalf of individuals who are not lawfully present in the United States.

So undocumented aliens will not be able to receive or purchase subsidized insurance under the proposed bill. An undocumented alien may be able to purchase full priced insurance on the open market or on the exchange. That is true. But how is that different from what we have today?

Keep separating the wheat from the chaff!

No comments:

Post a Comment